Please review the Rewards Summary for important information about the program benefits and features listed above and the Terms and Conditions for full details about the rewards benefits (such as how points or miles are earned), interest rates and account fees and terms for this particular offer before applying.īarnes & Noble Membership: As the primary cardmember, you are eligible to earn 12 months of Barnes & Noble Membership in your name on each account anniversary, provided that $7,500 or more in eligible purchases are made with the Card during the credit card account year (each 365 day period prior to the account anniversary date). See Terms and Conditions for updated and more information about the terms of this offer.

The fee for the purchase of cash equivalent transactions (purchase of money orders, traveler's checks, foreign currency, lottery tickets, gambling chips or wire transfer): 5% (min. The minimum monthly interest charge will be $0.50. For more information see the “About the Variable APRs on Your Account” section of the Terms and Conditions. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The variable APR for cash advances is 25.24%.

For purchases, and for balance transfers after the introductory period, the variable APR is 13.99% or 24.99%, depending upon our review of your application and your credit history at account opening. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer made within the first 45 days (the 'Introductory Period').

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